Rammell Andrews offers a wide range of financial solutions reflecting the varied needs and preferences of our clients.
We do this by: :
- Listening to and understanding our client’s needs
- Creating a common language and a set of standardized metrics used to communicate positives and negatives and knowing the intricacies of the products that we represent
- Partnering with Best in Class Partners to create win win solutions, that serve our client’s needs and goals.
Will your death put a burden or hardship on someone else? Are funds going to be needed to buy out a business partner or do you need to provide for family surviving needs? Are you retiring or reaching a new milestone in your life in which a Medicare Advantage, a Supplement plan or a Prescription Drug Plan is needed. Insurance can have many uses and through its different types, there are many ways of insuring ones’ lives events. Before you determine what type of policy you would like it is best to determine the amount of insurance you want to provide. Do you want to cover all expected expenses; do you just want to replace an income or just a specific amount to cover a business buyout or final expenses?
As a certified Medicare Specialist and a Texas Licensed Insurance Agent, we can find the right solutions for you. Here at Rammell Andrews we work with many insurance companies and together can assist you not only with determining the amount needed for a scenario but also the type that is right for you.
Health Over and Under 65, and Dental
Weather you are in between jobs, starting a job or retiring, understanding the myriad of health care choices can be a daunting task. We sit down with you, understand your needs, and will even take a look at your line up of preferred providers to determine a plan that meets your needs at a price that you can afford. We offer services to individuals, as well as small companies desiring to have a professional Benefits Advisor as a resource for their employees.
Estate Planning is the process of accumulating and disposing of an estate to maximize the goals of the estate owner. The various goals of estate planning include making sure the greatest amount of the estate passes to the estate owner’s intended beneficiaries, often including paying the least amount of taxes and avoiding or minimizing probate court involvement. Additional goals typically include providing for and designating guardians for minor children and planning for incapacity.
Rammell Andrews has partnered up with other local and regional professionals that possess great knowledge of the estate tax laws and along side you we are every step of the way. This work often includes wills, trusts, powers of appointment, and gifting strategies, as well as insurance planning.